We work with other residential and commercial mortgage brokers and realtors from across the country.  We offer yield spread premiums of up to 1 point to brokers.  Email or call to find out more.


How Do I Get Approved As A Broker?
We do not have a broker approval process or package.  Just send us the paperwork and we’ll let you know if we can fund this loan.


How And When Do I Get Paid?
Most brokers have a fee agreement with the borrower that they submit to escrow for compensation for their services.  If we include a yield spread premium for the broker, it is paid after the loan is funded.


How Much Yield Spread Premium (YSP) Can I Make?
Generally, the maximum yield spread premium we can build into a loan is 1 percent for a 25 basis point increase in rate.  Some programs do not offer yield spread premiums so please let us know upfront if you are looking for YSP.

Can You Work Directly With My Client Without Involving Me?

Certainly we can.  However, in our experience those situations don't usually work out especially for out-of-state clients.  We have found that customers generally prefer to work with local brokers.  Since we are in the San Francisco Bay Area, we cannot effectively service clients outside the Bay Area.  Therefore, having you involved in the transaction greatly increases the likelihood of a successful outcome.