As a Loan Advisor, I have noticed over the years that people tend to have the same questions and concerns when looking to purchase a home or refinance their current home. In today's information age most people go to the internet before they even attempt to talk with a Loan Advisor. Here are some of the most common questions and concerns I receive, and also some insight from what it's like to be on the other side of the desk. My name is Tommie W. Gibson and I close loans for a living.